<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <!-- 1. Main Home Page (Default KO) -->
  <url>
    <loc>https://k-memo.com/</loc>
    <lastmod>2026-10-07</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="ko" href="https://k-memo.com/" />
    <xhtml:link rel="alternate" hreflang="en" href="https://k-memo.com/?lang=en" />
    <xhtml:link rel="alternate" hreflang="ja" href="https://k-memo.com/?lang=ja" />
    <xhtml:link rel="alternate" hreflang="zh-Hans" href="https://k-memo.com/?lang=zh" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://k-memo.com/" />
  </url>

  <!-- 2. Dashboard Tab -->
  <url>
    <loc>https://k-memo.com/?tab=dashboard</loc>
    <lastmod>2026-10-07</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
    <xhtml:link rel="alternate" hreflang="ko" href="https://k-memo.com/?tab=dashboard" />
    <xhtml:link rel="alternate" hreflang="en" href="https://k-memo.com/?tab=dashboard&amp;lang=en" />
    <xhtml:link rel="alternate" hreflang="ja" href="https://k-memo.com/?tab=dashboard&amp;lang=ja" />
    <xhtml:link rel="alternate" hreflang="zh-Hans" href="https://k-memo.com/?tab=dashboard&amp;lang=zh" />
  </url>

  <!-- 3. Points Calculator Tab -->
  <url>
    <loc>https://k-memo.com/?tab=calculator</loc>
    <lastmod>2026-10-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <xhtml:link rel="alternate" hreflang="ko" href="https://k-memo.com/?tab=calculator" />
    <xhtml:link rel="alternate" hreflang="en" href="https://k-memo.com/?tab=calculator&amp;lang=en" />
    <xhtml:link rel="alternate" hreflang="ja" href="https://k-memo.com/?tab=calculator&amp;lang=ja" />
    <xhtml:link rel="alternate" hreflang="zh-Hans" href="https://k-memo.com/?tab=calculator&amp;lang=zh" />
  </url>

  <!-- 4. AI Housing Counselor Tab -->
  <url>
    <loc>https://k-memo.com/?tab=ai-assistant</loc>
    <lastmod>2026-10-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="ko" href="https://k-memo.com/?tab=ai-assistant" />
    <xhtml:link rel="alternate" hreflang="en" href="https://k-memo.com/?tab=ai-assistant&amp;lang=en" />
    <xhtml:link rel="alternate" hreflang="ja" href="https://k-memo.com/?tab=ai-assistant&amp;lang=ja" />
    <xhtml:link rel="alternate" hreflang="zh-Hans" href="https://k-memo.com/?tab=ai-assistant&amp;lang=zh" />
  </url>

  <!-- 5. Foreign & Multicultural Housing Guide Tab -->
  <url>
    <loc>https://k-memo.com/?tab=guide</loc>
    <lastmod>2026-10-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
    <xhtml:link rel="alternate" hreflang="ko" href="https://k-memo.com/?tab=guide" />
    <xhtml:link rel="alternate" hreflang="en" href="https://k-memo.com/?tab=guide&amp;lang=en" />
    <xhtml:link rel="alternate" hreflang="ja" href="https://k-memo.com/?tab=guide&amp;lang=ja" />
    <xhtml:link rel="alternate" hreflang="zh-Hans" href="https://k-memo.com/?tab=guide&amp;lang=zh" />
  </url>

  <!-- 6. Multilingual Specific Entrypoints for International Search Engines -->
  <url>
    <loc>https://k-memo.com/?lang=en</loc>
    <lastmod>2026-10-07</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://k-memo.com/?lang=ja</loc>
    <lastmod>2026-10-07</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://k-memo.com/?lang=zh</loc>
    <lastmod>2026-10-07</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.85</priority>
  </url>
</urlset>
